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Under ConstructionNew Construction

20528 Trout TerraceNew Construction Home in Lakewood Ranch, FL

Lakewood Ranch, FL 34211 · Manatee County

$425,499

$272/sq ft

2 Beds2 Baths1,564 sq ft2-Car GarageBuilt 2026

Photos of 20528 Trout Terrace

20528 Trout Terrace, Lakewood Ranch, photo 1 of 171 / 17

Who is building this home?

This home is listed as built by Lennar Homes, floor plan Osprey. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Under Construction. Own a stunning slice of paradise at our premier golf and resort community—where vibrant social moments, effortless activity and laid back relaxation are thoughtfully woven into every day. This new single-story home showcases an open-concept layout shared among the kitchen, dining area and a spacious Great Room made for modern entertainment, while an intimate lanai provides outdoor moments. A secluded study is ideal for accommodating homeowner’s versatile needs. At opposite sides of the home are the owner’s suite with a private bathroom and a secondary bedroom for versatile needs. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

Home details and costs

MLS number
A4709908
Property type
Villa
Build stage
Under Construction
Builder
Lennar Homes
Floor plan
Osprey
Heated square feet
1,564 sq ft
Total under roof
1,564 sq ft
Stories
1 Story
Lot size
0.11 acres
Subdivision
Calusa Country Club
HOA fee
$990/quarter
Days on market
1 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$3,740

$42,550 down (10%) on a $382,949 loan

Principal and interest
$2,420
Property tax (estimated)
$563
Homeowners insurance
$267
HOA
$330
PMI (under 20% down)
$160

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

Here is what this listing's numbers say about the builder's position.

  • On the market 1 daysContext

    Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.

  • Still under constructionContext

    The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Virtual tour

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Other new construction homes in Lakewood Ranch

Listed by Lennar Realty Inc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 20528 Trout Terrace, Lakewood Ranch, FL 34211 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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