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Under ConstructionNew Construction$19,000 price cut

10121 Cross River TrailNew Construction Home in Parrish, FL

Parrish, FL 34219 · Manatee County

$452,990

$471,990

$211/sq ft

3 Beds3 Baths2,143 sq ft2-Car GarageBuilt 2026

Photos of 10121 Cross River Trail

10121 Cross  River Trail, Parrish, photo 1 of 11 / 1

Who is building this home?

This home is listed as built by Neal Communities, floor plan Honor. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Under Construction. The Honor floor plan by Neal Communities offers a thoughtfully designed two-story layout with 3 bedrooms, 2.5 bathrooms, and a 2-car garage with an additional tandem storage space. The main level features an open-concept great room and dining area, creating an inviting setting for everyday living and entertaining. An enclosed den provides flexibility for a home office, study, or hobby room. At the heart of the home, the well-appointed kitchen showcases a large center island, abundant counter space, and ample storage. Upstairs, a versatile loft serves as an additional living area, complemented by three bedrooms and two full bathrooms. The spacious owner's suite features dual vanities, a walk-in closet, a large walk-in shower, and a private water closet. Designed with comfort and functionality in mind, this home offers flexible living spaces to accommodate a variety of lifestyles.

Home details and costs

MLS number
A4697586
Property type
Single Family Residence
Build stage
Under Construction
Builder
Neal Communities
Floor plan
Honor
Heated square feet
2,143 sq ft
Total under roof
2,893 sq ft
Stories
2 Story
Lot size
0.13 acres
Subdivision
North River Ranch Ph Iv-a
HOA fee
No HOA
Annual property tax
$1,018 (current assessment)
Days on market
109 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$3,618

$45,299 down (10%) on a $407,691 loan

Principal and interest
$2,577
Property tax (estimated)
$604
Homeowners insurance
$267
PMI (under 20% down)
$170

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $1,018 a year, while taxing this purchase price works out closer to $7,254. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

Here is what this listing's numbers say about the builder's position.

  • On the market 109 daysWorth knowing

    Past the 90-day mark is where most builders start getting more flexible on concessions, even while holding the published price.

  • Reduced $19,000 (4%)Worth knowing

    Originally listed at $471,990. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.

  • Still under constructionContext

    The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
Barbara A. Harvey Elementary
Middle
Buffalo Creek Middle
High
Parrish Community High

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Other new construction homes in Parrish

Listed by Neal Communities Realty, Inc.. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 10121 Cross River Trail, Parrish, FL 34219 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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