
M/I Homes
Headquartered in Columbus · Founded 1976





About M/I Homes
M/I Homes was founded in 1976 in Columbus, Ohio, and has grown into one of the larger publicly traded homebuilders in the country — operating in more than a dozen states across the Midwest, Mid-Atlantic, Southeast, and Texas. They're not D.R. Horton or Lennar in terms of pure volume, but that's actually part of the pitch. M/I has built a reputation for sitting in the middle ground between production builder and semi-custom, putting more emphasis on quality finishes and construction detail than the high-volume guys tend to. They've been publicly traded on the NYSE since 1993, which means there's real financial transparency here — you can actually look at their numbers. In Tampa Bay, M/I Homes operates primarily in Hillsborough, Pasco, and Polk counties. You'll find them active in communities along the SR-54 and US-41 corridors in Pasco, in the fast-growing areas east of I-75 in Hillsborough, and in Polk County where the Lakeland-to-Tampa growth corridor has been running hot for several years. They're not the builder you'll see in every zip code — they run a smaller footprint of communities compared to D.R. Horton or Lennar — but that tends to mean each community gets more attention than you'd get from a builder managing 40 active neighborhoods simultaneously. M/I builds single-family homes and townhomes ranging from around $300K to $700K in this market. Their floor plans tend to run open and functional, with well-proportioned rooms and layouts that make practical sense for Florida living — covered lanais, split bedroom plans, owners suites with real square footage. Included features typically come in above the baseline you'd see from D.R. Horton's Express line or Lennar's entry-level product, and their design centers give buyers a reasonable selection of upgrades without the pressure-cooker environment some production builders run. Construction is concrete block on the first floor, which is the standard you want in Florida for insurance and hurricane resilience. M/I's sales process is professional without being overly polished in that scripted way. Their on-site agents tend to know their communities and their product reasonably well. You'll go through a design center appointment to make structural and finish selections, and from there it's a construction timeline that typically runs several months depending on where they are in the build phase when you go under contract. Some M/I communities offer quick move-in inventory, which compresses that timeline significantly. Communication during construction varies by site superintendent, which is true of every builder — but M/I does offer an online portal where buyers can track progress and milestone updates, which is a useful tool when you're waiting on a house to get built.
Barrett's Take on M/I Homes
Here's what I tell my buyers about M/I Homes: they're a legitimately solid mid-market builder, and in Tampa Bay they tend to attract buyers who've done enough research to know they want more than entry-level production but aren't ready to step into the custom or semi-custom space. On negotiation, M/I is not going to move much on base price — especially in a community that's selling well — but they're often more flexible on closing cost contributions and design center credits than their list price suggests. That's where you push. If you're looking at a spec home or quick move-in, you have more leverage than on a to-be-built, and that's when I've seen the best deals come together. Read the contract carefully, specifically the completion timeline language. Like most production builders, M/I's contracts include provisions that give them flexibility on delivery dates, and "estimated" completion doesn't mean guaranteed completion. Deposit structure is pretty standard for the industry but confirm what's refundable and under what conditions before you sign anything. On the preferred lender question — M/I has a mortgage arm, and they'll incentivize you to use it with rate buydowns or closing cost credits. Get a competing Loan Estimate from an independent lender before you decide. Sometimes the preferred lender deal is actually worth it, sometimes it's not — you won't know unless you compare the total cost, not just the monthly payment. Compared to D.R. Horton or LGI at the lower end of this price range, M/I is building a better product with more included features and generally tighter construction quality. Compared to Taylor Morrison or Toll Brothers at the upper end, they're more affordable but give up some of the finish level and customization depth. They land right in the middle of the market, which is exactly where they're priced. Warranty responsiveness has been generally positive from what I've heard from buyers — better than some of the volume builders — but like anything in new construction, the quality of your experience will depend heavily on the specific superintendent running your job site. That's why having someone walk that build with you matters.
Barrett Henry, REALTOR®
Broker Associate at REMAX Collective · 23+ years of real estate experience
M/I Homes at a Glance
1976
Founded
Columbus
Headquarters
$300K – $700K
Price Range
12
Communities
3
Counties Served
Current Incentives & Deals
4.875% Rate* / 5.6236% APR* FHA 30-Year Fixed Loan*
BEAT THE HEAT with a 4.875% Rate* / 5.6236% APR* FHA 30-year fixed loan or 4.875% Rate** / 5.4339% APR** on a 30-year fixed VA loan offered through M/I Financial, LLC for a limited time on select Quick Move-In homes.
Fly and Buy
Schedule a tour and get up to $2,000 towards your airfare and accommodations when you purchase an M/I Home.*
Save BIG this Summer With a Free Pool & More*
Find a home that's uniquely yours. Whether you're ready to move now or build and personalize from the ground up, our communities in Tampa's most desirable neighborhoods are the perfect place to call home.
Long-Term Rate Lock With a Float-Down Bonus
Lock in your limited-time, below-market rate† now – and still get a better one if rates drop.
Verify with Barrett1st-Year Rates as Low as 2.875%* / 5.6236% APR* With a 2/1 Buydown on a 30-Year Fixed FHA Mortgage*
This is your chance to lock in an incredible rate through M/I Financial, LLC! Don't snooze on our selection of below-market rates† on select Quick Move-In homes that can close by October 30, 2026.
5.5% Rate* / 5.72% APR* 30-Year Fixed Conventional Loan
5.5% Rate* / 5.72% APR* 30-year fixed conventional loan offered through M/I Financial, LLC on select Quick Move-In homes that can close by *November 30, 2026.
Communities by M/I Homes
M/I Homes currently has 12 communities listed across Tampa Bay. Click any community for full details, pricing, and incentives.
Hillsborough County
(1 community)Pasco County
(6 communities)
Now SellingAnderson Snow Estates
Spring Hill, Pasco
$333K –
Now SellingAsturia
Odessa, Pasco
$350K – $600K
Now SellingCobblestone
Zephyrhills, Pasco
$365K –
Now SellingHilltop Point
Dade City, Pasco
$319K – $374K
Now SellingMeadow Oaks
Hudson, Pasco
$317K –
Shortgrass at Two Rivers
Zephyrhills, Pasco
$429K –
Polk County
(2 communities)Manatee County
(2 communities)Sarasota County
(1 community)Where M/I Homes Builds
M/I Homes is active in 3 Tampa Bay counties. Click a county to see all communities in that area.
What M/I Homes Offers
M/I Homes builds across 2 home types in the Tampa Bay market.
Single-Family Homes
Detached homes with private yards, typically 3-5 bedrooms with owners suites and 2-car garages.
Townhomes
Attached homes offering lower maintenance and competitive pricing — great for first-time buyers and investors.
Specialties & What Sets M/I Homes Apart
Key differentiators buyers should know about.
- Quality construction
- Design centers
- Open floorplans
Guides About M/I Homes
In-depth guides and comparisons featuring M/I Homes in Tampa Bay.
General Buyer Guides
Explore More
Thinking About M/I Homes? Bring Your Own Agent.
The sales team at any model home works for the builder. Their job is to sell you the home at the best price for the builder — not for you. Barrett represents buyers exclusively in new-construction transactions. He knows the incentives, the upgrade traps, and the contract clauses that catch first-time buyers off guard. His representation is free to you because the builder pays the commission. Call (813) 692-9099 or fill out the form below.
Interested in M/I Homes? Talk to Barrett
Get the inside scoop on M/I Homes communities, current incentives, and negotiation strategy. Free buyer representation — the builder pays.





